The website http://lucumastudios.com/ is owned and operated by JUMA CREATIVES, INC. dba Lucuma  Studios, a California S Corporation. Please read the following Disclaimer before using our Website – by visiting  and using this Website, you are consenting that you have read this Disclaimer to the point that you feel you  understand the terms outlined herein, and agree to be bound by them.

  1. Website Use
  2. To access or use Website, you must be 18 years or older and have the required mental capacity  to enter into and abide by this Disclaimer. By using Website, you represent that you are at least  18 years of age, and that you agree to the Disclaimer herein. Use of Website by anyone under  18 is not authorized or condoned by us.
  3. This Disclaimer may be subject to changes or updates, and Website may not provide notice of  such changes or updates. We reserve our right to make changes or updates at any time, and the  burden is on the user to routinely check Disclaimer for updates. By continuing to use Website  and the content we produce, you agree to be bound by the most updated version of the  Disclaimer, whether or not you have read it. If you are not in agreement with the Disclaimer as  is, please do not use our Website or any of the content that appears thereon.
  4. Purpose
  5. The purpose of Website is solely to provide educational information; any content on this  website or provided as a result of your decision to opt-in to our email list has been created  solely for the purpose of education and for informational purposes only. By visiting Website, you  agree and understand that this content is made available to you as a self-help tool only. Nothing  on this website or distributed via email is intended to take the place of a consultation with a  physician, dietician, nutritionist, counselor, medical professional of any kind, lawyer, doctor,  accountant, psychic, or other professional.
  6. I am not a doctor, lawyer, accountant, therapist, counselor, dietician, or other professional; User  agrees he or she will consult with his or her personal doctor, lawyer, or other professional prior  to or in addition to utilizing information found on this website, and such information will not  substitute for any consultation with User’s own professional. The information contained on  Website or via emails, or available through our products, programs, and services is not intended  to be a substitute for any professional, personal advice, nor is anything contained herein  designed to provide you with a medical diagnosis, treatment, or other medical services.
  7. Voluntary Participation
  8. By choosing to visit this site and read the information provided, you understand and agree that  you are voluntarily choosing to read, implement and/or participate in the use of Website and  any information contained herein, and are solely responsible for any outcomes or results  (positive or negative.) We cannot be responsible for any action you may choose to take  regarding the information provided, and you acknowledge and agree that we are not

responsible nor liable to you should you sustain any financial harm, physical injuries or any  negative ramifications. The information contained on Website is intended as general  information only; we cannot know your individual situation, and do not claim to know what may  or may not work for your personal situation. As such, you agree that any decisions you make to  implement or follow anything you find on Website are wholly your own.

  1. Limitation of Liability
  2. You understand and agree that your participation in using our website and/or adding yourself to  our email list is wholly voluntary, and you are solely and personally responsible for your actions,  choices, and any results therein. You understand there are sometimes unknown risks and  circumstances that may arise during or following use of our Website or products, that cannot be  foreseen or anticipated, but may influence or affect your business or you as an individual. You  understand and agree that any suggestion or recommendation of a product, service, coach, or  otherwise through our Website is purely information – any decision to act upon these  suggestions is to be taken by you, at your own risk, without any liability on the part of JUMA  CREATIVES, INC. dba Lucuma Studios. You agree to accept all risks herein.
  3. Your use of this Website constitutes an agreement and acceptance that you will absolve JUMA  CREATIVES, INC. dba Lucuma Studios as well anyone acting as an agent, consultant, affiliate,  guest blogger, joint venture partner, employee, staff, team member, or anyone affiliated with Us  in any way of any liability for any loss, damage, injury, or litigation that you or any other person  may incur from direct or indirect use of the information, content, or products found on our  Website or via materials requested through email.
  4. You understand and agree that We are not to be held liable for any type of direct or indirect  damages arising out of your use of our Website, any information contained herein, or any  products or services purchased therefrom, including but not limited to general, specific,  incidental, consequential, punitive, or special damages. You also agree that we are not liable or  responsible in any way for any loss incurred by you or your business, including revenues, clients,  business, goodwill, income, anticipated income, predicted income, sales numbers, loss of a sale,  data, nor any computer failure, computer virus obtained by use of our Website, technical glitch  or failure, defect or delay, or any other similar issue. You agree that your decision to use our  Website is wholly at your own risk and voluntarily chosen by you, and any ramifications  resulting therefrom are yours alone.
  5. Indemnification
  6. You agree at all times to defend, fully indemnify and hold harmless JUMA CREATIVES, INC. dba  Lucuma Studios and any affiliates, agents, team members or other party associated with it from  any causes of action, damages, losses, costs, expenses incurred as a result of your use of our  Website or any products or services contained therein, as well as any third party claims of any  kind (including attorney’s fees) arising from your actions in relation to our Website or any  breach by you of any such conditions outlined herein. Should we be required to defend  ourselves in any action directly or indirectly involving you, or an action where we decide your  participation or assistance would benefit our defense, you agree to participate and provide any

evidence, documents, testimony, or other information deemed useful by us, free of charge.  B. We will attempt to monitor comments and posts made by third parties and users as often as  possible. Should you, as a user of our Website, see anything objectionable or offensive posted  by a third party, you agree to (1) notify us of the material, and (2) agree not to take any action  against us based upon the content posted by the third party. You understand we cannot be  responsible for material posted by a user without our control, and agree to release us of any  and all claims arising therefrom.

  1. Should you choose to utilize information offered on our website, whether free or for purchase,  you understand that we are not liable to any party, for any damages – whether direct, indirect,  consequential, foreseeable, incidental or otherwise – stemming or perceived to stem from use  of or reliance upon any information contained or found on our Website, or from products or

services purchased therefrom. You also understand and agree that we are not liable for any  damages incurring as a result of your reliance or use of information on our Website written by a  third party, whether endorsed or not by us, and you agree to release us from any and all claims  stemming from, or perceived to stem from, reliance on information contained on our Website.

  1. Accuracy
  2. Although we have spent considerable time and effort in creating the products on https:// www.juanramal.com/ and the content provided herein, you understand and acknowledge that  we are not responsible nor liable for any errors, omissions, or liability as a result of any loss or  damages incurred as a direct or indirect result of your use of Website content or our products.  You also understand there may be inadvertent typographical errors or inaccuracies. By your use  of this website, you acknowledge and understand this information, and agree you have chosen/ will choose to utilize our Website and/or our products voluntarily. You agree that we are not  responsible for the accuracy of our Website, or for any errors or omissions that may occur on  the site or in our products.
  3. You understand your obligation to provide only authentic, accurate information to us, including  your name, email address, and payment information, should you choose to purchase a product.  You understand and agree that should any information provided prove inaccurate, and any  issues or damages arise from your giving us false or inaccurate information, you may be liable  for any subsequent damages that occur as a result.
  4. Testimonials
  5. Website may feature testimonials from clients in order to provide readers with additional  comments from others’ experiences with Website, JUMA CREATIVES, INC. dba Lucuma Studios,  and products or services offered. While all information, photos, and quotes used are from  actual clients, sharing their real, honest opinions of our website and services, these testimonials  are not to be considered as a guarantee that current or future clients will experience the same  results, or a guarantee that all clients will have the same experience. You understand and agree  that by reading a featured testimonial on our Website, you do not expect the same results, and  understand this information is not a guarantee.
  6. Affiliates and Endorsements
  7. We may choose to partner with, promote, become an affiliate of, or otherwise engage in a joint  venture with another individual or company whom we feel aligns with our products or services.  You understand that should an affiliate or joint venture program be featured on our Website, we  may receive financial compensation or other payment as a result. Please note we will only  feature or promote coaches, businesses, or products that we whole heartedly agree with and  believe in, and genuinely believe will help our audience.
  8. You understand and agree that you must use your own judgement with respect to determining  whether any promotion of another product is right for you and your business. Our decision to  promote, suggest, or reference another service indicates nothing more than an

acknowledgement that we respect or appreciate the business, person, or service. Your decision  to use or purchase from such a promotion is yours alone, and you understand we have no  involvement in your decision, nor shall we have any liability should you purchase from a  promoted product and become unsatisfied. You agree and understand we have no liability and  you will hold us harmless should this occur.

  1. References to other coaches, information, events, services, products, opinions, or companies on  our Website, blog, or emails is meant purely as a way to share information, not as an  endorsement or suggestion that you purchase or use whatever is being mentioned. We are not  responsible for any information, content, emails, products, programs, or services of any other  person, business, or entity that may be referenced on our Website.
  2. Warranties
  3. You understand and agree that we make no warranties, express or implied, and hereby  renounce any such warranties, guarantees, or representations with respect to any portion of  our Website, the content herein, content distributed through email lists, social media, via  webinars, or that which is made available through purchase via our membership site. By use of  the Website, you agree and understand that use of content and information found herein is to  be taken “as is” and used at your own risk, with no guarantees, representations, or warranties  regarding fitness for particular purpose, accuracy, or otherwise.

Your use of http://lucumastudios.com/ constitutes full and complete acceptance and agreement to this  Disclaimer. Please contact art@lucumastudios.com with any questions or concerns.